Every lender uses the same three-page form, so yours will look like this with your numbers filled in.

Page 1 of the form. The Rate Lock box sits in the facts block on the right.
- It says Loan Estimate at the top left of page 1, and it's three pages long.
- The Closing Disclosure is five pages and comes later, near closing. A pre-qualification letter or a rate quote sheet isn't a Loan Estimate.
- If your lender sent a link instead of a file, open it and save or screenshot each page.
No document handy yet? See a sample report, or read the full walkthrough.