Was your loan priced fairly?
Upload your Loan Estimate and AI checks your fees and rate against the public record of what lenders actually charged and locked.
Inspect your Loan EstimateA home inspection runs a few hundred dollars. Inspecting your loan is $29.
Nobody pays us but you, and we never sell data or leads.
Fees are graded against 3,787,575 real loans, and rates against the daily index of what lenders actually locked.
Your uploaded file is deleted once your report is delivered. Your report stays open for 7 days, and the PDF is yours to keep.
The document this reads
Your lender sent it within three business days of your application. It is three pages, and it says Loan Estimate at the top left of page 1. Every lender uses the same form, so once you can read one you can read any of them.
01 The reading
Graded on public loan data. Read by AI with no human incentives. File deleted after your report.
02 What the mortgage AI does
AI reads your uploaded document line by line, explains every fee in everyday words, and grades your Section A total and your rate against public loan data. The report is yours, on the page and as a PDF you keep.
The machine reads it
You watch your own document being read, with notes appearing line by line as the AI works through it. The promise that no human touches it turns into something you can see.
Every line explained, the total graded
Your Section A total and your rate land on the real range. The report is yours to keep.
Nobody pays us but you
A free human review can carry bias, because it usually comes from someone with a stake in your loan closing. The AI has no stake. You pay $29 once, and that is the entire business.
No account. You never make one.
No contact information. No loan officer will call you.
No lender money. No advertising, no referral fees, no placement.
No file kept. Your document is deleted once your report is delivered.
03 How the AI grades, and where the data comes from
Every fee on your Loan Estimate gets explained in everyday words. Your lender’s own charges in Section A are also graded, because they are the fees the public record can measure.
What lenders actually charged
Your Section A total is compared against the public record of what lenders actually charged on millions of real mortgages of your loan type and size.
The market on your day
Your rate is checked against the daily index of rates lenders actually locked, adjusted for your specific loan scenario using the same national loan level pricing adjustments lenders apply. The grade reflects your scenario rather than a generic headline rate.
The grade shows its work
The AI explains what each fee is and what it pays for, then places your numbers on the real range and tells you where you sit in words a person can read. It earns nothing either way, since there is no commission and no lead to sell.
Questions borrowers actually ask
What is a Loan Estimate?
The three page form your lender sent within three business days of your application. Every lender uses the same form by law. It says Loan Estimate at the top left of page 1.
What does LoanInspection actually check?
AI reads every line, explains what each fee is and what it pays for, and grades your Section A total and your rate.
Where does the data come from?
Fees compare against HMDA, the public record of real mortgages, matched by loan type and size. Your rate compares against the daily index of rates lenders actually locked. Your report names its sources on the page.
What happens to my document?
AI reads it. No person sees it. It is deleted once your report is delivered. Your report stays open for 7 days, and the PDF is yours to keep.
Do you sell loans or leads?
No. There is no account, we never ask for your phone number, and no lender pays us anything. You pay $29. That is the whole business.
What if everything is within range?
Then you know, and you stop wondering. That answer is worth as much as a flag.
Get your loan inspected.
AI reads your document and grades what the public record can measure. Save your report for your records. Your file is deleted once your report is delivered, and it is never shared.
Inspect your Loan EstimateIt is $29, on a document worth six figures.
Read a finished inspection